With over 15 years in the financial services industry, Hank Parrott is a seasoned financial planning veteran who has dedicated his career to helping retirees safely preserve, protect and proliferate their assets.  In his role as President of Estate & Financial Strategies, Inc. (EFS), Hank employs only the most proven methods coupled with the most innovative strategies guaranteed to help retirees protect and grow their estate and, in doing so, safeguard their and their family's - financial future. 

Each of Hank's clients throughout Tennessee, Georgia, Kentucky and Alabama, receive an in-depth personal situation analysis to determine their unique, individualized needs and goals, so that a custom-tailored financial plan can be meticulously crafted.  As Hank's desire to earn his client's trust is first and foremost, he takes great care to educate and inform them each step along the way.  This ensures his clients are completely knowledgeable of, and in agreement with, the intended asset protection and growth strategies that will work toward their goal.  But his personalized service does not stop there.  Once a plan has been put into action, Hank continues to closely monitor results and make modifications as required to ensure the program's success. These are just some of the many reasons Hank Parrott has earned the respect, trust and gratitude of his mature client base, who are dealing with these all-important, yet complex, issues.

Hank's clients benefit from his extensive training and experience in the specialized areas of Retirement Planning, Tax Planning, Investment Planning, Financial Planning, Insurance Planning, Employee Benefits, Annuities, Family Limited Partnerships, Charitable Remainder Trusts, Long-Term Care and Advanced and Basic Estate Planning for estates of all sizes.  Tax reduction services include that related to income, federal estate, capital gains and state inheritance taxes, and strategies to eliminate probate costs. In addition, he employs financial planning techniques that are guaranteed to both increase his client's spendable income and help them avoid Medicaid spend-down of their assets in the event home care is needed. 

Hank's wealth of industry expertise and credibility has made him a sought after expert source, having served as a guest commentator on multiple broadcast television and radio talk shows ntionwide.  He
is also regularly tapped for expert commentary by high-profile national print media outlets including, among others, Investor's Business Daily.

A highly credentialed personal finance expert, Hank is extremely active within his industry.  He is a member of Ed Slott's Elite IRA Advisor Group™ - a distinction currently held by only 80 financial planners worldwide.  He is an Estate Planner (CEP).  He is also both a Chartered Financial Consultant (ChFC), an Accredited Estate Planner (AEP) and a Registered Financial Consultant (RFC).  He is a member of the International Association of Registered Financial Consultants (IARFC),  the National Association of Certified Estate Planners (NACEP), the the National Association of Estate Planners and Councils, Society of Financial Services Professionals, AARP, and, through his company, is a member of the Better Business Bureau.